In recent years, North Carolina has become one of the top destinations for retirees, particularly those aged 50 and older, according to data from the 2017-2022 American Community Survey analyzed by William H. Frey. With its appealing combination of a mild climate, diverse landscapes, affordable cost of living, and access to top-notch healthcare, it’s no surprise that retirees from across the country are choosing the Tar Heel State. Here’s why North Carolina stands out among popular retirement destinations like Florida, Arizona, and South Carolina.
Ideal Climate and Scenic Beauty
North Carolina offers an enviable climate, especially for retirees looking for mild weather that still offers seasonal variety. The state enjoys four distinct seasons, with mild winters, blooming springs, sunny summers, and stunning fall foliage—particularly in the Blue Ridge Mountains. The diversity of the landscape, from the mountains in the west to the beaches on the Atlantic coast, provides endless opportunities for outdoor activities such as hiking, fishing, and golfing year-round.
Unlike Florida’s hot and humid climate, North Carolina’s moderate temperatures make it an appealing destination for those who want to enjoy a range of activities without the extreme heat. The Western North Carolina mountains, including areas near Franklin and Asheville, are especially popular for retirees seeking cool, comfortable summers and breathtaking natural beauty.
Affordable Cost of Living
Compared to states like Florida and Arizona, North Carolina offers a more affordable cost of living, particularly in smaller cities and rural areas. Retirees moving to North Carolina can find reasonably priced homes in picturesque settings, from quaint mountain towns like Franklin to coastal communities near the Outer Banks. For those on fixed incomes, lower housing prices and property taxes are significant advantages, allowing retirees to stretch their savings and live comfortably.
Additionally, the state’s tax policies are relatively favorable to retirees. While North Carolina does tax Social Security benefits, the overall tax burden remains lower than in many northern states, providing retirees with a balanced financial environment.
Top-Notch Healthcare
Access to quality healthcare is a top concern for retirees, and North Carolina delivers on this front. The state is home to world-class medical facilities, including Duke University Medical Center and UNC Hospitals, both of which are renowned for their expertise in care and specialized treatments for older retirees. This provides peace of mind for retirees, knowing that they have access to top healthcare services without needing to travel far from home.
Many retirement communities in North Carolina are located near these healthcare hubs, allowing retirees to take advantage of excellent medical care while enjoying a laid-back lifestyle. In addition, the state offers a range of senior services and programs designed to support healthy aging and independent living.
Rich Cultural and Recreational Opportunities
North Carolina is a cultural haven, offering retirees a blend of southern charm and modern amenities. Whether it’s exploring the historic towns of Raleigh and Charlotte, or enjoying the arts and music scene in Asheville, there’s no shortage of cultural activities to engage in. The state’s strong commitment to preserving its history and natural beauty ensures that retirees have access to a variety of attractions, from the Biltmore Estate to the Great Smoky Mountains National Park.
For outdoor enthusiasts, North Carolina’s scenic trails, golf courses, and parks are an added bonus. Many retirees choose the Blue Ridge Mountains region or the coastal areas for the access they provide to hiking, boating, fishing, and leisurely beach activities. This combination of active living and cultural engagement makes North Carolina an appealing destination for those who want to enjoy a balanced, fulfilling retirement.
Active and Welcoming Retirement Communities
One of the greatest advantages of retiring to North Carolina is the state’s array of vibrant and welcoming retirement communities. These communities, particularly those in the Asheville and Western North Carolina regions, offer a blend of independent living with opportunities for social engagement. Amenities such as fitness centers, golf courses, walking trails, and cultural programs make it easy for retirees to stay active and involved.
Beyond formal retirement communities, small towns like Franklin offer a slower pace of life with access to nearby cities for entertainment, shopping, and dining. North Carolina’s combination of affordable, community-centered living with access to urban amenities makes it a perfect place to settle down and enjoy your golden years.
North Carolina Is the Ideal Retirement Destination
For retirees seeking a blend of natural beauty, cultural richness, affordable living, and access to quality healthcare, North Carolina offers an unbeatable package. From the scenic Blue Ridge Mountains to the beautiful Atlantic coastline, this state provides endless opportunities to enjoy an active, fulfilling retirement. Whether you’re looking for a quiet mountain retreat or a vibrant coastal town, North Carolina has something for everyone.
As the state’s popularity continues to grow among retirees, it’s clear that North Carolina is one of the best places to live out your retirement years. To learn more about how you can make the move to this welcoming state, explore our guide to Sanctuary Village, a picturesque community nestled in the heart of Western North Carolina.